Got paid today and I just made the last credit card payment – so I’m finally debt-free! Only just scraped it together to finish before the end of 2Q and I don’t have any extra to spend BUT it’s done and done for good. Between the two of us we managed to pay off almost £12,000 after all the interest and charges were included, in a year. That’s one concrete goal we can tick off and now we can move forward with savings and see our funds build up as our own, as something for our future, rather than having every spare penny go on payments.
Seeing one goal complete does make me feel like pushing ahead to complete some of the other things I set for this year.